Stay afloat with the right Maryland Boat Insurance Policy. Get a free boat insurance quote now!
For many people, the purchase of a boat or personal watercraft is one of the more expensive purchases they will make, after the purchase of a home or an automobile. Yet insurance for the boat or watercraft is one of those products that most people never think about until there is a need to file a claim. In Maryland, there is no law, regulation or other rule that requires you to purchase insurance for your boat or personal watercraft. It is still a good idea to purchase a boat insurance policy to protect you and your investment.
Purchasing a personal watercraft insurance policy will help you recover financially in the event that your boat or personal watercraft is damaged by a covered cause of loss or in the event that a claim is made against you for damages to another person or another’s property arising out of your operation of the watercraft.
Boat Insurance CLAIM SCENARIO:
2015 in Baltimore Maryland, 6 people were traveling on a boat at 3am when they struck a channel marker, 2 individuals were ejected with no life jackets and died. The other four sustained serious injury and were taken to medical facilitates.
This is a REAL-LIFE STORY, and without the proper boat insurance protection plan, you could be out of pocket for all of the expenses, including damages and medical costs, not to mention who covers the lost boat?
Sailing on the Chesapeake Sunday afternoon, run aground in shallow water and tear open the hull, not only does flood water cause engine damage, but the hull is in need of serious repair. Maryland boat insurance can cause physical damage while on the water, while moored, or on a watercraft trailer.
Our boat insurance protection can cover the following:
- Bodily injury, property damage, guest passenger liability, medical payments and theft
Consider Us for other lines of insurance to complement your boat insurance program including:
Do not wait to purchase boat insurance, complete the boat insurance quote form on this page, to be contacted by a boat insurance expert. We protect all generations of boaters.