Specialty Commercial Insurance
Protect every aspect of your business.
Alternative Markets (Excess and Surplus Lines)
When traditional insurance is unable meet your risk management needs many options are available. Crawford-Yingling Insurance has access to many excess and surplus line markets to provide alternative solutions
Business Owner Policy (BOPS)
An all in one package policy designed for medium to small businesses. Often includes coverage for, liability, building property, business property, and business income.
Several different bonds exist in the marketplace, let Crawford-Yingling Insurance help you find the right solution. Generally, bonds are meant to guarantee that one individual or entity will perform according to the specification of a contract, or any other requirement. Common types are surety, contract, judicial, probate, and license and permit bonds.
Directors and Officers Liability (D&O)
D&O is a must whether a small company, large corporation, or non-profits. Lawsuits threaten businesses and the management’s decisions, negligent and wrongful acts. These suits can be brought by shareholders, employees, customers and more. D&O fills in the gaps from standard General Liability while protecting the personal assets of the directors and officers.
Employment Practices Liability (EPLI)
Protects the organization from employment practices. Depending on the policy, it provides coverage for issues such as, wrongful termination, sexual harassment, failure to promote/ hire. Recent growth in employment practice litigation makes this coverage essential for not only organizations with employee, but organizations that enlist volunteers as well.
Errors and Omissions Insurance
Functions as a Professional Liability policy and provides protection for failure to perform service, or duty for which the insured was trained or represented specific expertise. The exposure varies from profession to professional thus policies are crafted for specific industries
Anytime a professional is expected to possess skills/ and or knowledge resulting from specialized training, you may need professional liability. Professional liability supplements general liability policies; it is similar to errors and omissions.